Skip to content
  1. Shop Used Cars 🚗 Under $20,000!
Item 1 of 3

Auto Financing

Get Pre-Approved Instantly
Get instant personalized loan terms and monthly payment in minutes without impacting your credit score.
Get Pre-Approved

Sell & Trade

Value Your Trade
With Grote Automotive, it takes less than 60 seconds to fill out a short form, then trade or get paid.
Value Your Trade

Car Inventory

Shop Used Cars For Sale
Grote Automotive holds the largest inventory of used vehicles in Elkhart, Indiana area hundreds of options
Browse Inventory

Elkhart's Top Used Car Dealership

Your One-Stop Shop for Used Cars in Elkhart

Find high-quality pre-owned vehicles and flexible financing options at Grote Automotive in Elkhart, IN. Proudly serving drivers across the greater Elkhart area with exceptional deals and service.

Finance

Shop

Sell or Trade

Used Cars In Elkhart, IN

Affordable, Quality Used Cars in Elkhart, IN

Discover reliable pre-owned vehicles at our Elkhart dealership, serving Elkhart, IN, and nearby areas. We offer affordable financing, including bad credit and no credit auto loans, so you can drive home with low monthly payments.

or browse all inventory
Vehicles $20,000 & Under

Vehicles $20,000 & Under

Shop a wide selection of high-quality inventory at an affordable price.

Shop now

was $24,994

$22,778

Price Drops

Price Drops

We’re always repricing our cars to give you the best value.

Shop now

💰 $10,095 in Upgrades

Premium Upgrades

Premium Upgrades

Shop vehicles that with premium upgrades and features from the manufacturer.

Shop now

4.6 Stars (1,500+ reviews)

Real Stories, Real People

Unlock Your Auto Financing Dreams in Elkhart – Credit Challenges Welcome!

At Grote Automotive in Elkhart, IN, we believe everyone deserves a chance to drive their dream. We specialize in turning credit challenges into car keys, offering tailored financing solutions for bad credit, no credit, and everything in between. Let us help you find the perfect vehicle and a financing plan that puts you in the driver's seat with confidence!

Real customer stories from

Google ReviewsFacebook Reviews

Sell or Trade Your Car in Elkhart, IN

Get an Instant Cash Offer for Your Car in Elkhart

Find out how much your car is worth with our free online tool. Get an instant cash offer or trade-in value in minutes and sell your car hassle-free at Grote Automotive in Elkhart, IN.

Learn more about our trade valuations

Auto Financing

The way used car shopping should be

Auto Financing - Grote Automotive in Elkhart, IN

Grote Automotive has been the trusted name in Elkhart, IN for high-quality new, certified pre-owned and used vehicles.

Exclusive warranty protection plans

Our pre-owned vehicles come with warranty protection program that will keep you covered for the road ahead.

Shop by price & deals

Grote Automotive makes it easy to find a great deal online with easy-to-use search filters on great deals and budget tools.

Local financing pros to help you get approved

Our team of professional auto loan experts can work to help you get approved no matter your credit situation.

Frequently Asked Questions About Used Car Shopping in Elkhart, IN

Shopping for a used car in Elkhart? Our FAQs cover affordable cars under $20,000, lifetime engine warranties, and financing options for all credit types. See why so many drivers choose Grote Automotive as their trusted used car dealer in Elkhart, Indiana.

Grote Automotive in Elkhart offers one of the largest selections of quality used cars, SUVs, and trucks under $20,000. Our inventory features low-mileage vehicles that are professionally inspected and priced to fit a variety of budgets.
Yes! Our used vehicles under $20,000 are fully reconditioned and backed by our rigorous inspection process. Many qualify for our Lifetime Engine Warranty, offering unmatched peace of mind for Elkhart drivers shopping on a budget.
Absolutely. Most of our used cars priced under $20K and with fewer than 85,000 miles qualify for our complimentary Lifetime Engine Warranty. That’s just one of the reasons Grote Automotive is a trusted used car dealership in Elkhart, IN.
Our Lifetime Engine Warranty covers vital components like the timing chain, oil pump, pistons, and more on qualifying used cars. It's valid for as long as you own the vehicle and applies to most used vehicles under 85,000 miles.
With a Lifetime Engine Warranty, Elkhart drivers can buy a used car with confidence. You’ll be covered against major engine failures for as long as you own the vehicle—helping you save thousands in potential repairs.
Yes, we provide flexible auto financing options for used cars in Elkhart. Whether you have excellent credit, are building credit, or have had past credit challenges, we work with multiple lenders to find a plan that works for you.
Absolutely. Grote Automotive specializes in auto financing for all credit types—including bad credit and no credit situations. We believe in credit amnesty and help Elkhart drivers get approved with low or even $0 down payment options.
Yes! We offer zero-down financing options on select used vehicles for qualified buyers in Elkhart. Our team works with you to find low monthly payments that match your budget, regardless of your credit score.
Definitely. Elkhart shoppers can get pre-approved online in minutes with no impact to their credit score. It's a quick way to understand your options before visiting Grote Automotive.
We carry a wide selection of used cars under $20K, including sedans, hatchbacks, crossovers, and even trucks. Popular models from brands like Honda, Toyota, Ford, and Hyundai are available right here in Elkhart, IN.
Yes! Grote Automotive has financing programs for first-time buyers, including those with limited or no credit history. Our team helps Elkhart drivers start building credit with a reliable used car and a smart auto loan.
We offer competitive pricing, a Lifetime Engine Warranty, and financing options for every credit situation. Our commitment to customer service and quality makes us one of the top-rated used car dealerships in Elkhart.
Yes, we offer top-dollar trade-in value that you can apply toward any used vehicle—including those priced under $20,000. You can even get an instant trade appraisal online before visiting our Elkhart location.
Yes. Our inventory includes budget-friendly SUVs and light-duty trucks under $20K. Whether you're looking for extra cargo space or a capable daily driver, Grote Automotive has options in Elkhart.
We're conveniently located on N Nappanee St in Elkhart, Indiana—just minutes from downtown. Visit us today to explore used cars under $20,000, secure auto financing, and experience our lifetime warranty coverage.